Federal Retirement System

The pension plan for Federal employees is a defined benefit plan which consists of two systems with sub systems. The two main systems are the Civil Service Retirement System (CSRS) and the Federal Employee Retirement System (FERS). Within these two systems are sub groups with different retirement age requirements as well as employee contribution percentages. Sub groups consist of Special Groups such as Law Enforcement, Firefighters, Air Traffic Controllers, Capitol Police, Supreme Court Police, Nuclear Materials Couriers, members of Congress or Congressional Employees.

Did You Know?

Employees in each system contribute different amounts towards retirement.

Benefits have changed over the years and are still in the discussion for more decreases in benefits and raises in costs.

Not understanding what you have and when changes might occur could cost you thousands in retirement.

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